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Advice to applicants

Before applying for a loan you may find it helpful to read our advice to applicants.

How to improve your chances

You can improve your chances of being granted a loan if you take some of the following steps.

  • Make sure you are listed on the electoral register at your current address.
  • Set up a direct debit or standing order to Kent Savers and make one payment into your savings account before applying for a loan.
  • If you are on benefits, arrange for one of your benefits to be paid into your savings account with Kent Savers before applying for a loan.
  • Establish a pattern of payments into your Kent Savers savings account to demonstrate that you can afford regular payments.

If you have a partner and you are going to include your partner's income as part of your loan application, we recommend that the application should be made by the partner with the largest income.

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Kent Savers Credit Union Tel: 0333 321 9050 Email: Web:
Kent Savers Credit Union is authorised by the Prudential Regulation Authority and regulated by the Prudential Regulation and Financial Conduct Authorities - Firm No. 503258