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Personal loans from 4.9% APR

Check out our loan calculator to see how much your loan might cost.

Borrowing from Kent Savers Credit Union is simple and affordable.  We offer flexible everyday loans to suit your needs.  For details of what we offer, see our loans, and then you can apply for a loan.

We will consider loans for any legal purpose.  The amount you can borrow will depend upon your circumstances and your income.  The minimum income to apply for a loan is £125 per week either through salary, pension or benefits (excluding any Housing Benefit).  We will assess each application individually, taking into account your specific borrowing needs.

Please note – to apply for a loan you must be a member of Kent Savers. It is possible to apply for membership and for a loan at the same time. See Membership for details of how to join.

Eight very good reasons to choose a loan from Kent Savers

1. Quick – If you supply all the information we need, a loan decision will be made within 5 working days, but often decisions are taken much sooner and the money can be in your account on the same day.

2. No hidden costs - and no penalties for paying the loan off early.

3. Money with values - unlike banks, doorstep lenders, money shops and pay day lenders, the cost of the loan does not go to make anyone rich, but is used to give our borrowers and savers the best rate possible.

4. Fair - we will not recommend a loan with repayments that will break your budget; loan repayments will always be affordable to you as an individual.

5. Flexible - pay weekly, monthly or fortnightly and save interest by making additional payments with no penalties.

6. Affordable - only pay interest on the current balance, which decreases every time you make a payment; we calculate interest owing on a daily basis.

7. Highly competitive - we are not on price comparison websites so check out our interest rates compared to high street banks and other lenders; other lenders may appear to offer lower rates but when you apply to them they will often quote you a higher rate than the one advertised.

8. We provide free life insurance on our loans (terms and conditions apply).

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Kent Savers Credit Union Tel: 0333 321 9050 Email: Web:
Kent Savers Credit Union is authorised by the Prudential Regulation Authority and regulated by the Prudential Regulation and Financial Conduct Authorities - Firm No. 503258