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Engage Envelopes

What are Envelopes?

Want to feel confident you won't miss a bill or rent payment?

Engage accounts come with a special feature that allows you to place money aside into virtual envelopes, so you don't accidentally overspend.

  • Simple to set up
  • Helps you save money for bills or special occasions
  • Protects your money from being accidentally spent
  • Can be managed via the online account or a free mobile app

For more details see Engage's Envelope Help Guide.

How it works

The envelope facility is Engage's jam jar account.

Jam jar accounts are designed to meet the needs of people who find it difficult to budget and plan their spending. They allow members to split their account balance into different jars for spending, saving and bill payment and help improve budgeting through low balance alerts and automated transfers between jars.

Following the introduction of Universal Credit, benefit claimants may find that a budget account (jam jar account) will assist them to manage their finances. Claimants will be able to arrange for priority payments to be made from their budget account, such as rent, and this will offer security to Landlords that rental payment will be made.

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Kent Savers Credit Union Tel: 0333 321 9050 Email: Web:
Kent Savers Credit Union is authorised by the Prudential Regulation Authority and regulated by the Prudential Regulation and Financial Conduct Authorities - Firm No. 503258