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Christmas savings account

It's good to plan ahead

Christmas falls on the 25th December each and every year; yet in all the excitement of making it the most wonderful time of the year for our friends and family many of us overlook the cost of the presents, entertaining and travel. This often results in sacrificing money needed for bills and other essentials throughout January and February. Donít let this happen to you this year; open a Kent Savers Christmas Savings Account and start your journey to a joyful debt and hassle free Christmas.

With a Christmas Savings Account all your hard earned savings will be locked in until 1st November so that there is no temptation of removing your savings early*. The balance of your savings can be withdrawn throughout November and December and any balance that you do leave in the account on 31st December will automatically be rolled over until the following year.

Savings soon build up

If you're already saving, you can allocate a set amount of your usual payment or increase the total saved. You can even set up a new method of saving solely for Christmas.

The amount saved is up to you and any contribution, big or small will soon add up, so start saving today. If you save £5 a week for 40 weeks you will have £200 toward your Christmas expenses.

You can also save as you borrow.

Kent Savers will pay an interim dividend on the Christmas Savings account before the period for withdrawal commences*.

Key terms and benefits

  • No minimum balance (but members must keep at least £3 in one of their savings accounts)
  • Maximum balance £18,000
  • Withdrawals limited to November and December
  • Interim dividend paid.  Dividends are paid without deduction of tax.
  • Savings guaranteed

Opening an account

Itís easy to open an account.

Download a Christmas Application Form here.

Download a Share Withdrawal Form here.


*Terms and Conditions Apply
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Kent Savers Credit Union Tel: 0333 321 9050 Email: Web:
Kent Savers Credit Union is authorised by the Prudential Regulation Authority and regulated by the Prudential Regulation and Financial Conduct Authorities - Firm No. 503258